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  • Reflections on a Year of Podcasts
    being the host of the Society of Actuaries’ (SOA’s) Long-Term Care (LTC) Insurance section podcast. In ... determining which product may be best for them. I found Al’s summary of the differences in benefits for various ...

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    • Authors: John Hebig
    • Date: Apr 2021
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care
  • Benefit Reductions to Offset LTC Premium Increases: Evaluating Options
    contingent nonforfeiture Rate increases in the U.S. long-term care (LTC) insurance market have been ... FROM PAGE 3 sistent with the approved rate table. Each rate in the current rate schedule represents ...

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    • Authors: John Hebig
    • Date: Aug 2015
    • Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Unpacking Predictive Analytics for the Long-Term Care Insurance Industry: How New Approaches to Model Visualization Can Support Greater Understanding of Results
    credibility weighted adjustments based on the company’s experience. This helps ensure projection assumptions ... experience by not over fitting assumptions to the company’s historical experience. Determining the credibility ...

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    • Authors: Joseph Long, Missy Gordon, Michael Bergerson, John Hebig
    • Date: Feb 2021
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Predictive Analytics; Long-term Care>Incidence - Long-term Care
  • Detail Matters: Level vs. Relative Premium Increases and Their Effect on Actuarial Equivalence in Long-Term Care Insurance
    coverage should be consis- tent with the approved rate table. In theory, absent variation for competition and ... Matters: Level vs. Relative Premium Increases ... Table 1 examines cohorts within the block to determine ...

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    • Authors: John Hebig, Michael Bergerson
    • Date: Apr 2017
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance